{"id":2733,"date":"2026-06-23T16:48:59","date_gmt":"2026-06-23T21:48:59","guid":{"rendered":"https:\/\/myredkite.com\/blog\/?p=2733"},"modified":"2026-06-23T16:51:35","modified_gmt":"2026-06-23T21:51:35","slug":"parent-plus-loan-changes-what-families-need-to-know-before-july-1","status":"publish","type":"post","link":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/","title":{"rendered":"Parent PLUS Loan Changes: What Families Need to Know Before July 1"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">If your family is planning to rely on Parent PLUS loans to help pay for college, this summer is an important time to review your options. Several federal changes take effect July 1, 2026, and understanding them now can help you avoid surprises later.<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">New Parent PLUS Loan Caps Begin July 1<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Beginning July 1, 2026, new Parent PLUS borrowers will face federal borrowing limits of:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>$20,000 per year per student<\/strong><\/li>\n\n\n\n<li><strong>$65,000 lifetime maximum per dependent student<\/strong><\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>June Action Item:<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Take a few minutes to estimate your family&#8217;s funding gap after grants, scholarships, and your student&#8217;s federal loans. If you&#8217;ll need more than $20,000 per year, now is the time to explore additional scholarships, payment plans, or private loan options, not after tuition bills arrive.<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">Existing Parent PLUS Borrowers: A Critical Deadline Is Approaching<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Parents who already have Parent PLUS loans should know that July 1 also affects repayment options.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you were planning to consolidate your Parent PLUS loans into a <strong>Direct Consolidation Loan<\/strong> (a federal option that combines multiple Parent PLUS loans into one new loan with a single monthly payment), timing is critical. Doing so may help preserve access to certain income-driven repayment benefits. Processing deadlines are extremely tight, so contact your loan servicer as soon as possible to understand your options and whether you still qualify.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Missing this deadline does <strong>not<\/strong> mean you lose your loans, but it could limit future repayment flexibility.<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">Some Families May Qualify for Legacy (Grandfathered) Rules<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">There is good news for families already partway through a degree program.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If your student received a federal loan disbursement before July 1, 2026, and remains continuously enrolled in the same program, your family may continue borrowing under the previous uncapped Parent PLUS rules for up to three additional academic years or until the current program is completed.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>June Action Item:<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Log in to <a href=\"https:\/\/studentaid.gov\/\"><strong>StudentAid.gov<\/strong><\/a> and review your student&#8217;s federal loan history. If you&#8217;re unsure whether your family qualifies, contact your loan servicer or financial aid office.<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">Final FAFSA Reminder: June 30 Is Approaching<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">June 30, 2026, is the <strong>final federal deadline<\/strong> to submit or correct a FAFSA for the upcoming academic year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Most incoming students completed the FAFSA months ago, but returning students and families who have delayed filing still have time. Missing this deadline could mean leaving grants, work-study, and federal loans on the table.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-not-stacked-on-mobile has-background is-layout-flex wp-container-core-columns-is-layout-ad694a66 wp-block-columns-is-layout-flex\" style=\"background-color:#f4f3f2;padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"1024\" height=\"1024\" data-src=\"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2025\/08\/lightbulb.png\" alt=\"\" class=\"wp-image-1925 lazyload\" data-srcset=\"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2025\/08\/lightbulb.png 1024w, https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2025\/08\/lightbulb-300x300.png 300w, https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2025\/08\/lightbulb-150x150.png 150w, https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2025\/08\/lightbulb-768x768.png 768w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/1024;\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);flex-basis:75%\">\n<p class=\"wp-block-paragraph\" style=\"padding-right:var(--wp--preset--spacing--30);padding-bottom:0;font-size:22px\"><strong>Red Kite Pro Tip:<\/strong> Tuition bills don&#8217;t have to be solved with one funding source. Most families combine scholarships, federal aid, payment plans, savings, and loans to build a strategy that works for them.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">Final Thought<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">These changes may feel overwhelming, but you do not have to figure everything out at the last minute. Understanding your options now gives your family more flexibility and more time to make thoughtful decisions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you&#8217;re reviewing Parent PLUS eligibility, comparing other borrowing options, or searching for additional scholarships, taking action in June can make tuition season much less stressful.<\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>If your family is planning to rely on Parent PLUS loans to help pay for college, this summer is an important time to review your options. Several federal changes take&hellip;<\/p>\n","protected":false},"author":2,"featured_media":2708,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[148],"tags":[174,169,62,379,378,184,333,355],"class_list":["post-2733","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-parent-newsletters","tag-college-parents","tag-college-planning","tag-financial-aid","tag-parent-plus-loan-changes","tag-parent-plus-loans","tag-paying-for-college","tag-paying-for-college-for-parents","tag-student-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Parent PLUS Loan Changes: What Families Need to Know Before July 1 - Red Kite Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Parent PLUS Loan Changes: What Families Need to Know Before July 1 - Red Kite Blog\" \/>\n<meta property=\"og:description\" content=\"If your family is planning to rely on Parent PLUS loans to help pay for college, this summer is an important time to review your options. Several federal changes take&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/\" \/>\n<meta property=\"og:site_name\" content=\"Red Kite Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MyRedKiteSocial\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-23T21:48:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-23T21:51:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2026\/06\/June_Parent_PLUS_Hero-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"369\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Regan Blume\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@MyRedKiteSocial\" \/>\n<meta name=\"twitter:site\" content=\"@MyRedKiteSocial\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Regan Blume\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\\\/\"},\"author\":{\"name\":\"Regan Blume\",\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/#\\\/schema\\\/person\\\/c27e708f875305a077b0d38f6691a723\"},\"headline\":\"Parent PLUS Loan Changes: What Families Need to Know Before July 1\",\"datePublished\":\"2026-06-23T21:48:59+00:00\",\"dateModified\":\"2026-06-23T21:51:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\\\/\"},\"wordCount\":493,\"publisher\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/assets.myredkite.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/June_Parent_PLUS_Hero-1.jpg\",\"keywords\":[\"College Parents\",\"College Planning\",\"financial aid\",\"Parent PLUS Loan Changes\",\"Parent PLUS Loans\",\"Paying for College\",\"Paying for College for Parents\",\"Student loans\"],\"articleSection\":[\"Parent Newsletters\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\\\/\",\"url\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\\\/\",\"name\":\"Parent PLUS Loan Changes: What Families Need to Know Before July 1 - Red Kite Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/assets.myredkite.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/June_Parent_PLUS_Hero-1.jpg\",\"datePublished\":\"2026-06-23T21:48:59+00:00\",\"dateModified\":\"2026-06-23T21:51:35+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/myredkite.com\\\/blog\\\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\\\/#primaryimage\",\"url\":\"https:\\\/\\\/assets.myredkite.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/June_Parent_PLUS_Hero-1.jpg\",\"contentUrl\":\"https:\\\/\\\/assets.myredkite.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/June_Parent_PLUS_Hero-1.jpg\",\"width\":600,\"height\":369},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Parent PLUS Loan Changes: What Families Need to Know Before July 1\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/\",\"name\":\"Red Kite Blog\",\"description\":\"Financial Aid. Untangled.\",\"publisher\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/#organization\",\"name\":\"Red Kite Blog\",\"url\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/assets.myredkite.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/RedKite-Logo-Horiz-WhiteBG_1770x934-20240104-152031-1.png\",\"contentUrl\":\"https:\\\/\\\/assets.myredkite.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/RedKite-Logo-Horiz-WhiteBG_1770x934-20240104-152031-1.png\",\"width\":1770,\"height\":934,\"caption\":\"Red Kite Blog\"},\"image\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/MyRedKiteSocial\",\"https:\\\/\\\/x.com\\\/MyRedKiteSocial\",\"https:\\\/\\\/www.instagram.com\\\/myredkitesocial\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/#\\\/schema\\\/person\\\/c27e708f875305a077b0d38f6691a723\",\"name\":\"Regan Blume\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7ad8f296c347a516204499c6a25ee46ea7f1339f87dba9498d321996c6dda269?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7ad8f296c347a516204499c6a25ee46ea7f1339f87dba9498d321996c6dda269?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7ad8f296c347a516204499c6a25ee46ea7f1339f87dba9498d321996c6dda269?s=96&d=mm&r=g\",\"caption\":\"Regan Blume\"},\"url\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/author\\\/rblume\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Parent PLUS Loan Changes: What Families Need to Know Before July 1 - Red Kite Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/","og_locale":"en_US","og_type":"article","og_title":"Parent PLUS Loan Changes: What Families Need to Know Before July 1 - Red Kite Blog","og_description":"If your family is planning to rely on Parent PLUS loans to help pay for college, this summer is an important time to review your options. Several federal changes take&hellip;","og_url":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/","og_site_name":"Red Kite Blog","article_publisher":"https:\/\/www.facebook.com\/MyRedKiteSocial","article_published_time":"2026-06-23T21:48:59+00:00","article_modified_time":"2026-06-23T21:51:35+00:00","og_image":[{"width":600,"height":369,"url":"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2026\/06\/June_Parent_PLUS_Hero-1.jpg","type":"image\/jpeg"}],"author":"Regan Blume","twitter_card":"summary_large_image","twitter_creator":"@MyRedKiteSocial","twitter_site":"@MyRedKiteSocial","twitter_misc":{"Written by":"Regan Blume","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/#article","isPartOf":{"@id":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/"},"author":{"name":"Regan Blume","@id":"https:\/\/myredkite.com\/blog\/#\/schema\/person\/c27e708f875305a077b0d38f6691a723"},"headline":"Parent PLUS Loan Changes: What Families Need to Know Before July 1","datePublished":"2026-06-23T21:48:59+00:00","dateModified":"2026-06-23T21:51:35+00:00","mainEntityOfPage":{"@id":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/"},"wordCount":493,"publisher":{"@id":"https:\/\/myredkite.com\/blog\/#organization"},"image":{"@id":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/#primaryimage"},"thumbnailUrl":"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2026\/06\/June_Parent_PLUS_Hero-1.jpg","keywords":["College Parents","College Planning","financial aid","Parent PLUS Loan Changes","Parent PLUS Loans","Paying for College","Paying for College for Parents","Student loans"],"articleSection":["Parent Newsletters"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/","url":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/","name":"Parent PLUS Loan Changes: What Families Need to Know Before July 1 - Red Kite Blog","isPartOf":{"@id":"https:\/\/myredkite.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/#primaryimage"},"image":{"@id":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/#primaryimage"},"thumbnailUrl":"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2026\/06\/June_Parent_PLUS_Hero-1.jpg","datePublished":"2026-06-23T21:48:59+00:00","dateModified":"2026-06-23T21:51:35+00:00","breadcrumb":{"@id":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/#primaryimage","url":"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2026\/06\/June_Parent_PLUS_Hero-1.jpg","contentUrl":"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2026\/06\/June_Parent_PLUS_Hero-1.jpg","width":600,"height":369},{"@type":"BreadcrumbList","@id":"https:\/\/myredkite.com\/blog\/parent-plus-loan-changes-what-families-need-to-know-before-july-1\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/myredkite.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Parent PLUS Loan Changes: What Families Need to Know Before July 1"}]},{"@type":"WebSite","@id":"https:\/\/myredkite.com\/blog\/#website","url":"https:\/\/myredkite.com\/blog\/","name":"Red Kite Blog","description":"Financial Aid. Untangled.","publisher":{"@id":"https:\/\/myredkite.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/myredkite.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/myredkite.com\/blog\/#organization","name":"Red Kite Blog","url":"https:\/\/myredkite.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/myredkite.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2024\/09\/RedKite-Logo-Horiz-WhiteBG_1770x934-20240104-152031-1.png","contentUrl":"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2024\/09\/RedKite-Logo-Horiz-WhiteBG_1770x934-20240104-152031-1.png","width":1770,"height":934,"caption":"Red Kite Blog"},"image":{"@id":"https:\/\/myredkite.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/MyRedKiteSocial","https:\/\/x.com\/MyRedKiteSocial","https:\/\/www.instagram.com\/myredkitesocial\/"]},{"@type":"Person","@id":"https:\/\/myredkite.com\/blog\/#\/schema\/person\/c27e708f875305a077b0d38f6691a723","name":"Regan Blume","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/7ad8f296c347a516204499c6a25ee46ea7f1339f87dba9498d321996c6dda269?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7ad8f296c347a516204499c6a25ee46ea7f1339f87dba9498d321996c6dda269?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7ad8f296c347a516204499c6a25ee46ea7f1339f87dba9498d321996c6dda269?s=96&d=mm&r=g","caption":"Regan Blume"},"url":"https:\/\/myredkite.com\/blog\/author\/rblume\/"}]}},"_links":{"self":[{"href":"https:\/\/myredkite.com\/blog\/wp-json\/wp\/v2\/posts\/2733","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myredkite.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/myredkite.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/myredkite.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/myredkite.com\/blog\/wp-json\/wp\/v2\/comments?post=2733"}],"version-history":[{"count":4,"href":"https:\/\/myredkite.com\/blog\/wp-json\/wp\/v2\/posts\/2733\/revisions"}],"predecessor-version":[{"id":2737,"href":"https:\/\/myredkite.com\/blog\/wp-json\/wp\/v2\/posts\/2733\/revisions\/2737"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/myredkite.com\/blog\/wp-json\/wp\/v2\/media\/2708"}],"wp:attachment":[{"href":"https:\/\/myredkite.com\/blog\/wp-json\/wp\/v2\/media?parent=2733"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/myredkite.com\/blog\/wp-json\/wp\/v2\/categories?post=2733"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/myredkite.com\/blog\/wp-json\/wp\/v2\/tags?post=2733"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}