{"id":24,"date":"2018-04-02T16:21:00","date_gmt":"2018-04-02T16:21:00","guid":{"rendered":"https:\/\/orange-test.onelogos.net\/blog\/?p=24"},"modified":"2018-04-02T16:21:00","modified_gmt":"2018-04-02T16:21:00","slug":"understand-financial-aid-award-letter","status":"publish","type":"post","link":"https:\/\/myredkite.com\/blog\/understand-financial-aid-award-letter\/","title":{"rendered":"Understanding Your College Financial Aid Award Letter"},"content":{"rendered":"<p><img decoding=\"async\" class=\"aligncenter wp-image-27 size-full lazyload\" data-src=\"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2015\/07\/blog-banner-understand-award-letter-1.jpg\" alt=\"understanding your financial aid award letter\" width=\"500\" height=\"375\" data-srcset=\"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2015\/07\/blog-banner-understand-award-letter-1.jpg 500w, https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2015\/07\/blog-banner-understand-award-letter-1-300x225.jpg 300w\" data-sizes=\"(max-width: 500px) 100vw, 500px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 500px; --smush-placeholder-aspect-ratio: 500\/375;\" \/><\/p>\n<blockquote><p>Evaluating and comparing college costs can be confusing. Here are things to keep in mind while reviewing your College Financial Aid Award Letter.<\/p><\/blockquote>\n<p><!--more--><\/p>\n<div data-bind-compiled-html=\"vm.text\">\n<h2 class=\"ng-scope\">Evaluating Your Financial Aid Award Letter<\/h2>\n<p>A College Financial Aid Award Letter, also known as your &#8220;Financial Aid Package,&#8221; outlines the annual amount of financial aid you can receive from federal, state, private and institutional sources.<\/p>\n<p class=\"ng-scope\">You don\u2019t have to be a rocket scientist to figure out your Financial Aid Package. However, there is no standard format for College Financial Aid Award Letters, which means each letter may look slightly different. While the letters may look different, the information within will be similar.<\/p>\n<h2>Types of Need<\/h2>\n<p class=\"ng-scope\">There are two main types of aid:\u00a0\u00a0<strong>Need-based Aid<\/strong>\u00a0and\u00a0<strong>Non Need-based Aid<\/strong>.<\/p>\n<ul class=\"ng-scope\">\n<li><strong>Need-based Aid<\/strong>\u00a0(sometimes referred to as\u00a0<strong>Gift Aid or Free Aid<\/strong>): Scholarships and grants that, in most cases, don\u2019t have to be repaid.<\/li>\n<li><strong>Non Need-based Aid<\/strong>: Aid that is not determined by your income. Loans that must be repaid, or work-study funds that must be earned are examples of <strong>Non Need-based Aid.<\/strong><\/li>\n<\/ul>\n<p class=\"ng-scope\">While some Financial Aid Award Letters will separate these types of aid, many will not. As a result, you will need to evaluate the options carefully and decide which type of aid best suits your needs.<\/p>\n<h2>Sources of Aid<\/h2>\n<p class=\"ng-scope\">The main sources of aid you may see on your Financial Aid Award Letter include:<\/p>\n<ul class=\"ng-scope\">\n<li>Grants<\/li>\n<li>Scholarships<\/li>\n<li>Federal Perkins Loans<\/li>\n<li>Parent PLUS Loans<\/li>\n<li>Federal Subsidized Loans<\/li>\n<li>Federal Unsubsidized Loans<\/li>\n<li>Private Loans<\/li>\n<li>Work Study (Non Need-based aid)<\/li>\n<\/ul>\n<p class=\"ng-scope\">In most cases there is a deadline for accepting or declining your aid offer. Additionally, a college may request additional documents to finalize your award. The college will provide directions for submitting any documents, however, if you have any questions, contact the college&#8217;s financial aid office.<\/p>\n<h2 class=\"ng-scope\">Comparing Your Costs<\/h2>\n<p class=\"ng-scope\">Finally, keep these things in mind when comparing colleges and determining your financial needs:<\/p>\n<ul class=\"ng-scope\">\n<li>\u00a0<strong>Financial Aid Awards\u00a0<\/strong>are separated by semester and totaled for the academic year.<\/li>\n<li>Your Award Letter might not have the school&#8217;s\u00a0<strong>Cost of Attendance (COA)<\/strong>\u00a0listed. However, you can usually find the COA on the college website&#8217;s financial aid page. Furthermore, you should note what is covered in the COA for each school.<\/li>\n<li>Your\u00a0<strong>Estimated Family Contribution (EFC)<\/strong>\u00a0is the amount you (and possibly your parents) are expected to contribute towards the\u00a0<strong>Cost of Attendance<\/strong>.\u00a0 The FAFSA determines your EFC, this number will remain the same regardless of the school you choose.<\/li>\n<\/ul>\n<h2>Need Help Paying for College?<\/h2>\n<p>Did you know anyone can qualify for a scholarship? Don&#8217;t miss out on\u00a0<strong>FREE <\/strong>money just because you don&#8217;t think you&#8217;re eligible.\u00a0You could spend hours searching the web for scholarships, or just let <a href=\"https:\/\/myredkite.com\/\">Red Kite<\/a>\u00a0do it for you! Red Kite is a money-matching machine that connects you with all types of financial aid, including scholarships, fellowships, grants, and work study opportunities. Fill out a quick profile and let us instantly filter through 20 billion in financial aid!<\/p>\n<p>Red Kite is free for parents and students! Stop stressing, start applying!<\/p>\n<p><a href=\"https:\/\/myredkite.com\/get-started\">Sign up today and get matched with free money for college<\/a><\/p>\n<\/div>\n<div class=\"ng-scope\" data-ng-if=\"vm.author\">\n<h4 class=\"pull-right ng-binding\" data-ng-bind=\"vm.author\"><a href=\"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2017\/12\/RedKite-Logo-Horiz-WhiteBG_1770x934-1.png\"><img decoding=\"async\" class=\"wp-image-462 alignleft lazyload\" data-src=\"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2017\/12\/RedKite-Logo-Horiz-WhiteBG_1770x934-1.png\" alt=\"\" width=\"291\" height=\"153\" data-srcset=\"https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2017\/12\/RedKite-Logo-Horiz-WhiteBG_1770x934-1.png 1770w, https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2017\/12\/RedKite-Logo-Horiz-WhiteBG_1770x934-1-300x158.png 300w, https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2017\/12\/RedKite-Logo-Horiz-WhiteBG_1770x934-1-1024x540.png 1024w, https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2017\/12\/RedKite-Logo-Horiz-WhiteBG_1770x934-1-768x405.png 768w, https:\/\/assets.myredkite.com\/blog\/wp-content\/uploads\/2017\/12\/RedKite-Logo-Horiz-WhiteBG_1770x934-1-1536x811.png 1536w\" data-sizes=\"(max-width: 291px) 100vw, 291px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 291px; --smush-placeholder-aspect-ratio: 291\/153;\" \/><\/a><\/h4>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Evaluating and comparing college costs can be confusing. Here are things to keep in mind while reviewing your College Financial Aid Award Letter.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,12],"tags":[63,81,106],"class_list":["post-24","post","type-post","status-publish","format-standard","hentry","category-financial-aid","category-preparing-for-college","tag-financial-aid-award-letter","tag-parents","tag-students"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Understanding Your College Financial Aid Award Letter - Red Kite<\/title>\n<meta name=\"description\" content=\"Evaluating and comparing college costs can be confusing. Here are things to keep in mind while reviewing your Financial Aid Award Letter.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/myredkite.com\/blog\/understand-financial-aid-award-letter\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understanding Your College Financial Aid Award Letter - Red Kite\" \/>\n<meta property=\"og:description\" content=\"Evaluating and comparing college costs can be confusing. Here are things to keep in mind while reviewing your Financial Aid Award Letter.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/myredkite.com\/blog\/understand-financial-aid-award-letter\/\" \/>\n<meta property=\"og:site_name\" content=\"Red Kite Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MyRedKiteSocial\" \/>\n<meta property=\"article:published_time\" content=\"2018-04-02T16:21:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/myredkite.com\/blog-staging\/wp-content\/uploads\/2015\/07\/blog-banner-understand-award-letter-1.jpg\" \/>\n<meta name=\"author\" content=\"Regan Blume\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@MyRedKiteSocial\" \/>\n<meta name=\"twitter:site\" content=\"@MyRedKiteSocial\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Regan Blume\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/understand-financial-aid-award-letter\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/understand-financial-aid-award-letter\\\/\"},\"author\":{\"name\":\"Regan Blume\",\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/#\\\/schema\\\/person\\\/c27e708f875305a077b0d38f6691a723\"},\"headline\":\"Understanding Your College Financial Aid Award Letter\",\"datePublished\":\"2018-04-02T16:21:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/understand-financial-aid-award-letter\\\/\"},\"wordCount\":525,\"publisher\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/understand-financial-aid-award-letter\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/assets.myredkite.com\\\/blog\\\/wp-content\\\/uploads\\\/2015\\\/07\\\/blog-banner-understand-award-letter-1.jpg\",\"keywords\":[\"financial aid award letter\",\"parents\",\"students\"],\"articleSection\":[\"Financial Aid\",\"Preparing for College\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/understand-financial-aid-award-letter\\\/\",\"url\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/understand-financial-aid-award-letter\\\/\",\"name\":\"Understanding Your College Financial Aid Award Letter - Red Kite\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/understand-financial-aid-award-letter\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/myredkite.com\\\/blog\\\/understand-financial-aid-award-letter\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/assets.myredkite.com\\\/blog\\\/wp-content\\\/uploads\\\/2015\\\/07\\\/blog-banner-understand-award-letter-1.jpg\",\"datePublished\":\"2018-04-02T16:21:00+00:00\",\"description\":\"Evaluating and comparing college costs can be confusing. 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